YOUR MORTGAGE ISN'T ONE-SIZE-FITS-ALL.
Meet Troy Gilroy.
Three decades of mortgage experience. Personal guidance. Straight answers.
Whether you're thinking about buying your first home, moving into your next one, refinancing, investing in real estate, or simply trying to understand what you can afford, Troy is here to
help you make sense of your options.
YOUR MORTGAGE ISN'T ONE-SIZE-FITS-ALL.
Meet Troy
Gilroy.
Three decades of mortgage experience. Personal guidance. Straight answers.
Whether you're thinking about buying your first home, moving into your next one, refinancing, investing in real estate, or simply trying to understand what you can afford, Troy is here to help you make sense of your options.
YOUR MORTGAGE ISN'T ONE-SIZE-FITS-ALL.
Meet Troy
Gilroy.
Three decades of mortgage experience. Personal guidance. Straight answers.
Whether you're thinking about buying your first home, moving into your next one, refinancing, investing in real estate, or simply trying to understand what you can afford, Troy is here to help you make sense of your options.
A MORE PERSONAL APPROACH TO HOME FINANCING
Big decisions deserve someone who listens.
Buying a home is more than choosing a mortgage. It's choosing where you're going to live, what you're comfortable paying, and what makes sense for your future. With more than 30 years in the mortgage industry, Troy Gilroy brings experience, personal attention, and straightforward guidance to every conversation. His goal is simple: understand what you're trying to accomplish and help you explore the financing options that may fit your situation.
30+
YEARS
Mortgage Experience
PERSONAL GUIDANCE
Advice Built Around Your Goals
STRAIGHT ANSWERS
No Need to Navigate It Alone
A MORE PERSONAL APPROACH TO HOME FINANCING
Big decisions deserve someone who
listens.
Buying a home is more than choosing a mortgage. It's choosing where you're going to live, what you're comfortable paying, and what makes sense for your future. With more than 30 years in the mortgage industry, Troy Gilroy brings experience, personal attention, and straightforward guidance to every conversation. His goal is simple: understand what you're trying to accomplish and help you explore the financing options that may fit your situation.
30+
YEARS
Mortgage Experience
PERSONAL GUIDANCE
Advice Built Around Your Goals
STRAIGHT ANSWERS
No Need to Navigate It Alone
A MORE PERSONAL APPROACH TO HOME FINANCING
Big decisions deserve someone who
listens.
Buying a home is more than choosing a mortgage. It's choosing where you're going to live, what you're comfortable paying, and what makes sense for your future. With more than 30 years in the mortgage industry, Troy Gilroy brings experience, personal attention, and straightforward guidance to every conversation. His goal is simple: understand what you're trying to accomplish and help you explore the financing options that may fit your situation.
30+
YEARS
Mortgage Experience
PERSONAL GUIDANCE
Advice Built Around Your Goals
STRAIGHT ANSWERS
No Need to Navigate It Alone
DON'T JUST TAKE OUR WORD FOR IT.
See what people are saying about working with Troy.
Choosing someone to guide you through a major financial decision is a big deal.
That's why the experiences of the people Troy has already helped matter.
Patriot Home Mortgage really came through for my family. The service from start to finish was excellent.”
Kevin Kupcho
It was my first time getting a loan and I was nervous, but they made everything smooth and easy. I highly recommend Patriot.
Journey Bulloch
My experience was everything I hoped for. The process was extremely efficient and I closed quick. Highly recommend!
Ron Arch
They financed our land purchase and construction loan quickly and without delay. A fantastic resource.
Nick Norris
DON'T JUST TAKE OUR WORD FOR IT.
See what people are saying about
working with Troy.
Choosing someone to guide you through a major financial decision is a big deal. That's
why the experiences of the people Troy has already helped matter.
Patriot Home Mortgage really came through for my family. The service from start to finish was excellent.”
Kevin Kupcho
It was my first time getting a loan and I was nervous, but they made everything smooth and easy. I highly recommend Patriot.
Journey Bulloch
My experience was everything I hoped for. The process was extremely efficient and I closed quick. Highly recommend!
Ron Arch
They financed our land purchase and construction loan quickly and without delay. A fantastic resource.
Nick Norris
DON'T JUST TAKE OUR WORD FOR IT.
See what people are saying about
working with Troy.
Choosing someone to guide you through a major financial decision is a big deal. That's
why the experiences of the people Troy has already helped matter.
Patriot Home Mortgage really came through for my family. The service from start to finish was excellent.”
Kevin Kupcho
It was my first time getting a loan and I was nervous, but they made everything smooth and easy. I highly recommend Patriot.
Journey Bulloch
My experience was everything I hoped for. The process was extremely efficient and I closed quick. Highly recommend!
Ron Arch
They financed our land purchase and construction loan quickly and without delay. A fantastic resource.
Nick Norris
What Brings You Here?
Maybe you're thinking about...
Buying the Home You've Been Thinking About
Whether you're already house hunting or just starting to explore the possibility, let's talk about what may be realistic for you.
Getting Into Your First Home
Buying your first home can feel like a lot to figure out. Troy can help you understand the process and your potential options.
Lowering Your Payment
Wondering whether refinancing could make sense for you? Let's look at your situation and talk through the possibilities.
Moving Into Your Next Home
Ready for a new chapter? Let's talk about your goals and how you may be able to finance your next home.
Buying a Second Home
Thinking about having a place of your own somewhere else? Let's explore what financing may look like for your situation.
Investing in Real Estate
Considering an investment property or another type of real estate purchase? Troy can help you explore the financing side of the decision.
Figuring Out What You Can Actually Afford
You don't have to guess your way through one of the biggest purchases you'll ever make.
You Just Want Someone to Explain It
Mortgage terminology can be confusing. You should be able to ask questions and get straightforward answers without feeling overwhelmed.
What Brings You Here?
Maybe you're thinking about...
Buying the Home You've Been Thinking About
Whether you're already house hunting or just starting to explore the possibility, let's talk about what may be realistic for you.
Getting Into Your First Home
Buying your first home can feel like a lot to figure out. Troy can help you understand the process and your potential options.
Lowering Your Payment
Wondering whether refinancing could make sense for you? Let's look at your situation and talk through the possibilities.
Moving Into Your Next Home
Ready for a new chapter? Let's talk about your goals and how you may be able to finance your next home.
Buying a Second Home
Thinking about having a place of your own somewhere else? Let's explore what financing may look like for your situation.
Investing in Real Estate
Considering an investment property or another type of real estate purchase? Troy can help you explore the financing side of the decision.
Figuring Out What You Can Actually Afford
You don't have to guess your way through one of the biggest purchases you'll ever make.
You Just Want Someone to Explain It
Mortgage terminology can be confusing. You should be able to ask questions and get straightforward answers without feeling overwhelmed.
What Brings You Here?
Maybe you're thinking about...
Buying the Home You've Been Thinking About
Whether you're already house hunting or just starting to explore the possibility, let's talk about what may be realistic for you.
Getting Into Your First Home
Buying your first home can feel like a lot to figure out. Troy can help you understand the process and your potential options.
Lowering Your Payment
Wondering whether refinancing could make sense for you? Let's look at your situation and talk through the possibilities.
Moving Into Your Next Home
Ready for a new chapter? Let's talk about your goals and how you may be able to finance your next home.
Buying a Second Home
Thinking about having a place of your own somewhere else? Let's explore what financing may look like for your situation.
Investing in Real Estate
Considering an investment property or another type of real estate purchase? Troy can help you explore the financing side of the decision.
Figuring Out What You Can Actually Afford
You don't have to guess your way through one of the biggest purchases you'll ever make.
You Just Want Someone to Explain It
Mortgage terminology can be confusing. You should be able to ask questions and get straightforward answers without feeling overwhelmed.
There's more than one way to finance a home.
The right mortgage depends on your goals, income, credit, property, down payment and overall financial picture. Troy can help you understand the possibilities without overwhelming you with jargon.
Not sure which one fits? That's exactly what the conversation with Troy is for.
There's more than one way to finance a home.
The right mortgage depends on your goals, income, credit, property, down payment and overall financial picture. Troy can help you understand the possibilities without overwhelming you with jargon.
Not sure which one fits? That's exactly what the conversation with Troy is for.
There's more than one way to finance a home.
The right mortgage depends on your goals, income, credit, property, down payment and overall financial picture. Troy can help you understand the possibilities without overwhelming you with jargon.
Not sure which one fits? That's exactly what the conversation with Troy is for.
EXPERIENCE MATTERS. SO DOES HOW YOU'RE TREATED.
Someone in your corner from the first conversation to closing.
A mortgage can involve a lot of moving pieces. Troy's approach is centered on personal advice, clear communication, and helping clients understand what makes sense for their individual situation.
30+ Years of Experience
Decades of experience
helping people navigate home financing.
Personal Guidance
Advice based on your goals and individual circumstances.
Honest Conversations
Clear answers to help you understand your choices.
Support Through the Process
Troy's team supports the loan process from processing and underwriting through closing and funding.
EXPERIENCE MATTERS. SO DOES HOW YOU'RE TREATED.
Someone in your corner from the first conversation to closing.
A mortgage can involve a lot of moving pieces. Troy's approach is centered on personal advice, clear communication, and helping clients understand what makes sense for their individual situation.
30+ Years of Experience
Decades of experience
helping people navigate home financing.
Personal Guidance
Advice based on your goals and individual circumstances.
Honest Conversations
Clear answers to help you understand your choices.
Support Through the Process
Troy's team supports the loan process from processing and underwriting through closing and funding.
EXPERIENCE MATTERS. SO DOES HOW YOU'RE TREATED.
Someone in your corner from the first conversation to closing.
A mortgage can involve a lot of moving pieces. Troy's approach is centered on personal advice, clear communication, and helping clients understand what makes sense for their individual situation.
30+ Years of Experience
Decades of experience
helping people navigate home financing.
Personal Guidance
Advice based on your goals and individual circumstances.
Honest Conversations
Clear answers to help you understand your choices.
Support Through the Process
Troy's team supports the loan process from processing and underwriting through closing and funding.
LOCAL EXPERIENCE. PERSONAL ATTENTION.
Let's talk about where you want to go next.
You shouldn't have to figure out a major financial decision by yourself. Whether you're ready to buy, thinking about refinancing, considering another property, or simply trying to understand what's possible, start with a conversation.
Troy will listen to your goals, answer your questions, and help you understand your next steps.
LOCAL EXPERIENCE. PERSONAL ATTENTION.
Let's talk about where you want to go next.
You shouldn't have to figure out a major financial decision by yourself. Whether you're ready to buy, thinking about refinancing, considering another property, or simply trying to understand what's possible, start with a conversation.
Troy will listen to your goals, answer your questions, and help you understand your next steps.
LOCAL EXPERIENCE. PERSONAL ATTENTION.
Let's talk about where you want to go next.
You shouldn't have to figure out a major financial decision by yourself. Whether you're ready to buy, thinking about refinancing, considering another property, or simply trying to understand what's possible, start with a conversation.
Troy will listen to your goals, answer your questions, and help you understand your next steps.